Tuesday, August 30, 2011

Why do I even have Insurance

So three years ago I was in a car accident (not my fault) and my insurance carrier put me through the ringer. It took 3 months to finally get a settlement. 3 MONTHS!! Without the claim going through I couldn't buy another car so it was all public rides and mooching off friends. So I ended up dropping Mecury and going with AAA. We'll 3 years later and I get into another accident, once again not my fault, and it looks like I'm about to go through the same stupid hoopla again. I'm over a month and half into the claim and the insurance company is once again dragging their feet, requesting additional information for the umpteenth time and everything else they can do to delay payment. So why even pay for insurance if this is the crap I have to go through in order to get these situations worked out. I've been paying every year for auto coverage for what 16 years now? How much have they made off me? Yet they can't facilitate an easy transition when its their turn. Sucks that it's illegal to drive w/o coverage yet they can drag their responsibilities out ridiculously long. But what can you do. Them's the breaks right?

22 comments:

  1. I guess I've been lucky, the most it ever took for one of mine was about a month and a half.

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  2. Yea insurance companies suck. I went from Geiko to progressive to Allstate in a matter of 1 year trying to find one that didn't suck. Maybe I'll have better luck with State farm.

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  3. Sucks.
    Like your blog though.
    following

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  4. Well, that's very unfortunate, but you need it.

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  5. Insurance aint for me as well haha, dont see a real point.

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  6. harsh tokes! hang in there man.

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  7. Yeah, IC's can get pretty anal at times. Best of luck to you

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  8. Insurance is a rip off, quotes have triple this year for me!

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  9. good thing i dont have a car

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  10. Maybe if there was a government-owned insurance company, then perhaps they'd try to stop ripping us off?

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  11. I hate Insurance with a vengeance it's so expensive in UK, even more when you're under 21 and a guy.

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  12. Ha. Insurance companies are the exact same thing all over the globe, it seems.

    At this rate a regular person would be better off by saving money on their own...

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  13. Totally sucks, try state farm, there pretty good imo. though i havent gotten into anythign serious with them.

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  14. It's an international thing, they are all the same wherever you go!

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  15. I like ur blog! Great post man! Follow u =)

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