Tuesday, August 30, 2011
Why do I even have Insurance
So three years ago I was in a car accident (not my fault) and my insurance carrier put me through the ringer. It took 3 months to finally get a settlement. 3 MONTHS!! Without the claim going through I couldn't buy another car so it was all public rides and mooching off friends. So I ended up dropping Mecury and going with AAA. We'll 3 years later and I get into another accident, once again not my fault, and it looks like I'm about to go through the same stupid hoopla again. I'm over a month and half into the claim and the insurance company is once again dragging their feet, requesting additional information for the umpteenth time and everything else they can do to delay payment. So why even pay for insurance if this is the crap I have to go through in order to get these situations worked out. I've been paying every year for auto coverage for what 16 years now? How much have they made off me? Yet they can't facilitate an easy transition when its their turn. Sucks that it's illegal to drive w/o coverage yet they can drag their responsibilities out ridiculously long. But what can you do. Them's the breaks right?